Rental Guidelines and Required Documents

Tenant Rental Process & Required Documents Ontario, Canada

1. Define Your Rental Needs

• Identify preferred location, property type, number of bedrooms, and parking requirements.

• Clarify policies regarding pets.

• Set a realistic monthly budget, factoring in utilities, parking, and tenant insurance.

2. Engage a Licensed Real Estate Agent

• Share your rental criteria and desired move-in date.

• Your agent will source suitable listings and coordinate property viewings

3. View Properties

• Attend in-person or virtual tours.

• Ask detailed questions about utility responsibilities, appliances, lease terms, and neighbourhood.

4. Choose a Property and Submit an Offer

• Your agent will help prepare the Agreement to Lease (OREA Form 400).

• Be prepared to provide a first and last month’s rent deposit.

5. Submit Required Documentation

• Government-issued photo ID

• Proof of income (e.g., pay stubs, employment letter)

• Recent credit report

• Completed rental application form

• References (if requested)

6. Landlord Review and Approval

• Landlord evaluates your application, credit history, employment, and references.

• They may request additional documentation.

7. Sign the Lease Agreement

• Review the lease thoroughly with your agent.

• Confirm lease start/end dates, rent, utilities, inclusions, and special conditions.

8. Pay the Required Deposit

• Transfer first and last month’s rent via certified cheque, bank draft, or e-transfer.

• Funds are held in the brokerage’s trust account.

• Brokerage will provide payment instructions.

9. Set Up Tenant Insurance & Utilities

• Arrange tenant insurance and provide proof before receiving keys.

• Transfer utilities (hydro, gas, water, internet) to your name effective lease start date

10. Move-In Day

• Conduct a move-in inspection (if possible) to document unit condition.

• Collect keys and confirm access to all relevant areas.

Required Documents


✅ OREA Form 410 – Residential Rental Application (completed and signed)


✅ Credit Report with Score (Equifax, TransUnion, or agent-provided)


✅ Employment Letter (on company letterhead, including position, length of employment, and salary)


✅ Recent Pay Stubs (last 2–3 months)


✅ Government-Issued Photo Identification (e.g., Driver’s License, Passport, or Permanent Resident Card)


✅ Personal or Professional References (optional but recommended)


✅ Proof of Funds (recent bank statement or documentation showing savings or rental affordability)




Additional Supporting Documents (If Applicable)


• For Self-Employed Applicants: - Last 2 years’ Notice of Assessment (CRA) - OR Letter from a certified accountant confirming annual income


• For Newcomers to Canada: - Proof of financial savings - Offer of employment letter - OR Guarantor letter from a qualified Canadian resident